Tech-powered.
Data-driven.
Refined by people.
Partnering with brokers for a more connected approach to underwriting
Specialist products built around real businesses
From specialist Motor policies to wide coverage Commercial insurance packages, our products are designed to reflect the realities of modern businesses. Our blend of smart technology, data enrichment and specialist expertise helps brokers deliver stronger outcomes for their customers.
Commercial Insurance
Specialist commercial insurance solutions, delivered with appetite-led precision and tailored to the evolving needs of modern businesses.
- Employers' Liability Cover
- Public & Products Liability Cover
- Legal Expense Cover
- Business Interruption Cover
- Contents Cover
Motor Insurance
Appetite-led motor products built to support complex risks across passenger transport, delivery, and specialist vehicle markets.
- Public & Private Hire Cover
- Passenger Liability Cover
- Public Liability Cover
- Goods In Transit Cover
- Parcel & Fast Food Delivery Cover
Smarter thinking.
Human precision.
Innovation happens when technology and human insight work together.
Our underwriting philosophy combines modern trading technology, enriched data and experienced underwriting judgement to create smarter, more connected insurance solutions.
Tech-powered
Streamlined digital trading journeys, platform integrations and broker portals designed around operational agility and ease of trade.
Data-driven
Enriched data, AI-powered analytics and risk intelligence helping support pricing precision and underwriting performance.
Refined by people
Experienced underwriters making quick, informed decisions supported by real-world market expertise and commercial judgement.
Smarter driving.
Dynamic Underwriting.
kinetiQ.Drive combines connected technology, telematics insight and specialist underwriting expertise to support fairer pricing, improved risk selection and stronger claims outcomes.
Designed for modern motor risks and evolving mobility trends, kinetiQ.Drive helps brokers and customers benefit from smarter, behaviour-led underwriting.
Features include:
- Behaviour-based driver insight
- Improved pricing accuracy
- Accident detection capability
- Connected vehicle intelligence
- Enhanced risk understanding
We’re continuing to invest in connected mobility and emerging vehicle technologies as underwriting continues to evolve.
Built around how brokers trade
At kinetiQ, we bring together A-rated carrier capacity, seasoned specialist underwriting expertise and intuitive, purpose-built technology. This empowers commercial brokers to place business quickly, consistently and with real confidence across both motor and commercial lines.
A-rated Insurance Capacity
- “A” Credit Rating
- Financially Secure
- Long Term Capacity Partnerships
- Reliability when you need it most
Specialist Underwriting
- Proven Underwriting Experience
- Tailored Solutions
- Clear Decision Making
- Understanding of Complex Risks
Operational Agility
- Prompt Decision Making
- Highly Responsive Support
- Digital Trading
- Dedicated Broker Portal
Simple, fast access to place business
Our broker portals and platform integrations make it easy to quote, bind and manage business efficiently across our specialist motor and SME products.
- Dedicated broker portals
- Platform & API integrations
- Responsive underwriting support
- Efficient policy administration
- Fast decision making
- Clear underwriting appetite
Building the future of
smarter underwriting
We’re not waiting for the future of insurance, we’re building it. At kinetiQ, that means smarter products across both commercial and motor, powered by connected mobility, telematics, emerging technologies, and the next generation of data-led underwriting.
From complex commercial risks to evolving vehicle landscapes, we combine speed and precision where technology delivers, with judgement and expertise where it matters most.
Tech-powered. Data-driven. Refined by people.
Interested in
working with kinetiQ?
Partner with a forward-thinking MGA built around technology, underwriting expertise and broker growth.
Efficient claims. Fair outcomes.
Responsive claims handling supported by experienced partners and practical decision-making.
Modern underwriting with specialist expertise
Combining data-led insight, operational agility and experienced underwriting support.